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Visa Inc. operates the world’s largest retail electronic payments network and is one of the most recognized global financial services brands. Visa facilitates global commerce through the transfer of value and information among financial institutions, merchants, consumers, businesses and government entities.

Visa offers a range of branded payment product platforms, which financial institutions use to deliver credit, debit, prepaid and commercial programs to their customers. Visa’s global network, VisaNet, delivers value-added processing services, including fraud and risk management, dispute resolution, rewards and other business-enhancing applications. Together, these elements provide secure, convenient and reliable payment options in 170 countries and territories.


From major cities to emerging markets, MasterCard is stimulating economies and changing the way the world does business.

As consumers and businesses continue to seek ever faster, more secure and smarter methods of payment for an increasing array of transactions, MasterCard Worldwide is at the center, providing a sophisticated set of transaction processing and consulting services that enable economic connections, fuel commercial development on a global and local scale and drive business growth for our customers.

Today, MasterCard is essential to day-to-day commerce. From major cities to emerging markets, we are stimulating economies and changing the way the world does business. We are a critical link among tens of thousands of financial institutions, millions of businesses and hundreds of millions of cardholders. What’s more, we are advancing commerce through innovations that benefit everyone, everywhere.


UnionPay is a bankcard association established under the approval of the State Council and the People’s Bank of China. UnionPay has become the central and pivotal part of China’s bankcard industry, and plays an essential role in the industry development.

Ever since its establishment, UnionPay has actively responded to the social and economic development in China and the demand for bank cards, with its industrial mission and social responsibilities in mind. UnionPay brings its functions as a bankcard association into full play through cooperation with relevant parties of bankcard industry like commercial banks and professional institutions to blaze a new trail with Chinese feature for the development of China’s bankcard industry.

In order to meet the growing demand for card use of the Chinese in overseas business, travel and study, and to extend the services of domestic commercial banks abroad via UnionPay network, As of today, UnionPay cards have been accepted in 98 countries and regions outside China. Presently, financial institutions in 10 countries and regions have officially issued local-currency UnionPay standard cards. UnionPay cards are not only well accepted by the domestic cardholders, but also highly appreciated by cardholders in more and more countries and regions.

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